The Philippines introduced a micro-saving framework in 2010 to encourage savings in the microfinance market, through a simplified low cost account with a limit on daily balance. The study describes the steps that the regulator took when it appeared that the limit on the balance had an adverse effect on propensity to save. It describes the data gathering exercise and the subsequent policy adjustment, based on the analysis of the data. It highlights the success of the change in policy in terms of increased savings in micro-deposits.