Guidance Note: Use of Alternative Data to Enhance Credit Reporting to Enable Access to Digital Financial Services by Individuals and SMEs Operating in the Informal Economy [1]
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International Committee on Credit Reporting
This Policy Guide provides practical policy recommendations on how countries can adopt and leverage the use of alternative data for credit reporting, while mitigating the risk inherent in the use of such data. The matrix below provides a list of impediments and the ICCR policy recommendations.